EDUCATION: B.A. in Linguistics (esp. German), Cornell Univ., A&S; M.S. in Ecology, Wm Paterson, NJ; NJ Permanent teaching certificates for science, math. K-12, general K-8, Wm Patterson, NJ; M.Ph. in Env. Sci and Limnology, Yale School of Forestry and Env.Sci; Ph.D., Yale Univ. Grad. School - Dissertation research: allelochemical (trace organics/inorganics) influences on annual growth cycles in freshwaters. Other post-grad: art, architecture, Cornell Univ., College of Architecture; very brief sojourn, Cooper Union , NYC.

WORK: Emeritus univ. prof., Rutgers Univ.,Dept. Env. Sci., insurance (actuarial, charting, and lib.research); teaching: 4,6,7-8 (sci.math.), HS (math.), Rutgers faculty, gov. panels (ad nauseum), research trace elements/nutrients, freshwater systems, some marine/coastal, some biochem., env.sci. intro course (Env.Sci.101 !!), little industrial, no military, no sales

AVOCATION: Sketching, painting-oils, computer (presentation, graphics, building PC's), critters (cannot really live without my dogs), gardening, stock picking, and (I have a suspicion) maintaining a web site intended for sharing of market odds and ends with a group of family and friends; i.e., this.

OFFBEAT HABITS (might be the most meaningful for our circumstances): My most useful contribution might be via TIVO/TV. I have the time and equipment to RECORD at least 6 simultaneous broadcasts. I record Bloomberg (dull, but very meaningful data and opinions, minimum agenda), CNBC (more entertaining, a bit of a pro-business, pro-financials agenda), and dozens of misc. news programs (PBS, CNN) - never miss Fareed Zaccharia, Steve Kornacki, or the Big Bang., rarely miss Rachel Maddow, Meet the Press, or Newsroom.

I do not watch (could not fit it into a day!!), I filter - FAST-FORWARD is a joy. Dozens of talking heads, often very influential in the world of government, business and, or, economics, from current gov., the most influential companies and, or, university programs (lots of Nobel Prizes - Yale; Harvard; Wharton, U.P.; Chicago Bus.; NYU Bus.), show up! Usually, they are either a) pushing an agenda, or b) invited to counter somebody else's agenda. Point is - the topics covered on these programs are legitimate in terms of CURRENT investing possibilities, the participant are knowledgeable, and privy to major inside plans and plots, and I doubt there is any other way to pick up this sort of info. the incredibly conflicting "facts" are worth their weight in gold. While not always initially obvious, after a few loops, the nonsense is usually really easy to spot. The truth - less easy. (Some of the "loftiest" voices assure us that the earth is flat??)

The meaningless volatility that dominates the current markets is often couched on this over stuffed stream of info and "data". If I can capture both sides (all five sides??) of an argument, it is often easy to sort reality from wishful thinking, ignorance, or flat out lying. I really think that this might be my most useful contribution. Years in research, trying to figure out what the answer is ---as opposed to what I wish the answer were---produced well-honed skills regarding the distinctions between precision and accuracy, and/or lies, wishes, reality and ignorance and stupidity. (I cogitate, guess, and then hope I'm right.)